Many people approaching the age of retirement are weary to answer the question if they are really ready to do so. This is likely due to the fact they haven’t talked to a financial planner recently, the markets are volatile and they may not have an income plan in place. Cathy DeWitt Dunn, President and CEO of DeWitt & Dunn Financial Services, spoke on The Money Report explain how income planning can help reduce your market dependence and get you to a place where you’re really ready to retire.